Caption: A modern Equity Bank branch in Nairobi
Equity Bank Kenya Limited is a leading commercial bank headquartered in Nairobi, offering a wide range of financial services including retail banking, microfinance, and digital banking solutions. The institution is fully licensed by the Central Bank of Kenya and operates under the Kenya Banking Act (Cap 488).
The bank is a subsidiary of Equity Group Holdings Plc, a financial conglomerate that also owns Equity Insurance Group, Equity Technology Group, and the philanthropic Equity Group Foundation.
Table of Contents:
Who Owns Equity Bank?
Equity Bank is primarily owned by Equity Group Holdings Plc, which is listed on the Nairobi Securities Exchange (NSE). Its CEO and Group Managing Director, Dr. James Mwangi, has been at the helm for decades and is recognized for spearheading financial inclusion across East Africa.
Read also:Equity Bank Fires 200 Over Shocking Ksh1.5B M-Pesa Payroll Fraud
Equity Bank Branch Network
With over 200 branches nationwide, Equity Bank maintains one of the largest footprints in Kenya. Here’s a breakdown of regional coverage:
- Nairobi Region: Garden City, Westlands, Karen Supreme Centre, JKIA Cargo, Kenyatta Avenue, Moi Avenue, Buruburu, and more.
- Coastal and Lower Eastern: Mombasa, Nyali, Malindi, Machakos, Kitui, Kajiado, and Ukunda.
- Central Kenya: Thika, Murang’a, Limuru, Kiambu, and Kikuyu.
- Rift Valley & Mt. Kenya: Nakuru, Eldoret, Naivasha, Meru, Nyeri, and Kericho.
- Western & Nyanza: Kisumu, Kakamega, Bungoma, Kisii, and Siaya.
To find your nearest branch, visit the Equity Bank branch locator.
Personal Loans Offered by Equity Bank
Equity Bank offers various personal loan products tailored to meet the needs of salaried individuals, business owners, and mobile banking users:
- Boostika Loan: A top-up loan for customers running low on funds during mobile transactions. Ideal for quick boosts.
- Equiloan: Borrow up to Ksh 5 million, with repayment periods of up to 6 years. Available to salaried employees under an employer MOU.
- Salary Advance: Emergency loan repayable in up to 12 months, designed for salaried customers facing unexpected expenses.
- Eazzy Loan: Access Ksh 100 to 3 million instantly via mobile, no paperwork or guarantors required. Learn more at the Eazzy Loan page.
How to Apply
Loan applications can be submitted via:
- The Equity Bank website
- The Eazzy Banking App (available on Android)
- Visiting any Equity Bank branch near you
Also Read
Equity Bank and KCB Ordered to Sell 30% Stake in Foreign Subsidiaries
With its expansive branch network, diverse loan offerings, and commitment to innovation, Equity Bank Kenya continues to play a key role in advancing financial access across the country. Whether you’re a student, salaried worker, or entrepreneur, there’s a tailored loan solution for you at Equity.