Are you looking for a stable and low-risk way to grow your money in Kenya this year? The KCB Money Market Fund (MMF) continues to be one of the go-to options for many investors in 2025. But is it still offering good returns? Let’s explore the current KCB MMF interest rate, how it compares with other funds, and whether it’s a smart move for your money.
Image: KCB MMF remains a top choice for conservative investors in 2025.
Table of Contents:
What is KCB MMF?
The KCB Money Market Fund is a low-risk investment fund offered through KCB’s partnership with GenAfrica Asset Managers. It allows you to earn daily interest on your money, with the flexibility to withdraw whenever you need it. It’s ideal for people who want better returns than a savings account, but without the volatility of stocks or crypto.
KCB MMF Interest Rate in 2025
As of April 2025, KCB MMF is offering an average annual interest rate of between 9.4% and 9.8%. This makes it one of the more competitive money market funds in Kenya right now.
How Does KCB MMF Compare to Other MMFs?
| Money Market Fund | Average Interest Rate (2025) | Minimum Investment |
|---|---|---|
| KCB MMF | 9.6% | Ksh 1,000 |
| Cytonn MMF | 11.0% | Ksh 1,000 |
| Sanlam MMF | 9.7% | Ksh 2,500 |
| Madison MMF | 10.1% | Ksh 5,000 |
Why Choose KCB MMF?
- Daily compounding interest
- Low starting capital (as little as Ksh 1,000)
- Fast and easy withdrawals via mobile or bank
- Backed by a reputable bank and regulated by CMA
How to Start Investing in KCB MMF
Simply visit any KCB branch or apply online through KCB’s official website or app. You’ll need your ID, KRA PIN, and a bank account. The process takes less than 20 minutes.
If you’re looking for a safe, low-risk way to grow your savings in 2025, the KCB Money Market Fund is still a solid option. With stable interest rates, easy access, and flexible deposits, it’s ideal for both new and experienced investors in Kenya.
For more personal finance tips, visit The Star Kenya.
