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Safaricom Ziidi MMF: Invest via M-Pesa & Earn Daily Interest from KES 100

Looking for a safe, flexible, and mobile-friendly way to grow your money daily? Safaricom’s Ziidi Money Market Fund (MMF) is designed for M-Pesa users who want to earn daily interest without complicated procedures. With a minimum investment of just KES 100, you can start building your savings and enjoy full access to your money anytime through M-Pesa.

What is the Ziidi Money Market Fund?

The Ziidi MMF is a mobile-based investment platform powered by Safaricom, offering M-Pesa customers a convenient way to earn daily interest on their idle balances. Unlike traditional savings accounts, Ziidi MMF provides higher returns and instant access to your funds. All transactions—deposits and withdrawals—are handled entirely through M-Pesa, making investing fast and effortless.

Why You Should Invest in Ziidi MMF

✅ Easy and Paperless Onboarding

No paperwork, no long queues. Whether you’re using a smartphone or a feature phone, joining Ziidi MMF takes only a few minutes via the M-Pesa App or USSD (*334#).

🔒 Secure Transactions

Your M-Pesa PIN secures all transactions, keeping your investments safe. Never share your PIN with anyone to protect your funds.

📈 Daily Interest Earnings

Why let money sit idle? Transfer funds into Ziidi MMF and start earning competitive daily interest. Watch your balance grow every day.

💰 Invest from Just KES 100

Start small, grow big. With a minimum of KES 100, anyone can begin investing. There’s no upper limit—though M-Pesa’s daily transaction caps apply.

🚫 Zero Transaction Fees

Unlike most investment options, Ziidi MMF is zero-rated. You won’t pay anything to deposit or withdraw funds, and there are no account maintenance fees.

📊 Real-Time Tracking

Track your earnings in real time directly from the M-Pesa App or USSD menu. Stay in control of your finances with full transparency.

⚡ Instant Withdrawals

Need your money back? Withdrawals are processed instantly to your M-Pesa wallet—no delays, no waiting. Withdraw as often as needed.

How to Access Ziidi MMF

Ziidi MMF is available exclusively to M-Pesa customers. Access your account through either of the following methods:

  • M-Pesa App – Tap into your account and manage your investment from your smartphone.
  • Dial *334# – For users without smartphones, the USSD option works on any mobile phone.

This ensures that every M-Pesa user regardless of their phone type can easily invest and earn.

Also Read:What’s a Money Market Fund–And Why Are Kenyans Rushing to It?

The Ziidi Money Market Fund is a smart, accessible, and secure way for M-Pesa users to invest and earn daily returns. With no hidden charges, real-time access, and flexible entry, it’s an excellent option for anyone looking to grow their money—starting from just KES 100.

Start investing today with Ziidi MMF and watch your money grow—one day at a time!


Image: Investing with Safaricom’s Ziidi MMF using M-Pesa – simple, safe, and rewarding.

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