KCB Money Market Fund Interest Rate 2025
Are you looking for a stable and low-risk way to grow your money in Kenya this year? The KCB Money Market Fund (MMF) continues to be one of the go-to investment options for many Kenyans in 2025. But is it still offering competitive returns? Here’s a full breakdown of the current KCB MMF interest rate, comparisons with top funds, and how to get started.
What is KCB MMF?
The KCB Money Market Fund is a conservative investment product managed by GenAfrica Asset Managers in partnership with Kenya Commercial Bank. It offers daily compounding interest with the flexibility to withdraw your funds anytime. It’s ideal for investors who want better returns than a savings account without the risks associated with the stock market or cryptocurrencies.
Read also:Top 20 Best Performing Money Market Funds in Kenya 2025
KCB MMF Interest Rate in 2025
As of May 2025, KCB MMF is offering an annual interest rate ranging between 9.4% and 9.8%. While it’s not the highest in the market, it remains a safe and competitive option.
Comparison: KCB MMF vs Other Funds
| Money Market Fund | Average Interest Rate (2025) | Minimum Investment |
|---|---|---|
| KCB MMF | 9.6% | Ksh 1,000 |
| Cytonn MMF | 11.0% | Ksh 1,000 |
| Sanlam MMF | 9.7% | Ksh 2,500 |
| Madison MMF | 10.1% | Ksh 5,000 |
Why Choose KCB MMF?
- Daily compounding interest
- Low entry barrier – invest from Ksh 1,000
- Easy and fast withdrawals via KCB mobile banking
- Managed by a trusted bank and regulated by the Capital Markets Authority (CMA)
How to Start Investing in KCB MMF
You can join the fund by visiting any KCB branch or applying online through KCB’s official portal. Requirements include your National ID, KRA PIN, and a bank account. Registration and onboarding takes less than 30 minutes.
If you’re a conservative investor looking for a safe way to grow your savings, KCB MMF remains a reliable option in 2025. With stable interest rates, minimal risks, and mobile-friendly features, it’s perfect for both beginners and seasoned savers in Kenya.
For more personal finance guides, investment news, and MMF comparisons, check out our Personal Finance Section.
